The Financial Fixer
Where Strong Financial Strategy Meets Innovative Solutions—Delivered With Integrity to Create Life-Changing Results
For over 15 years, we've stood by businesses and individuals navigating their most critical financial challenges. We're not just consultants—we're your financial partner who genuinely cares about your success, combining deep expertise in accounting, tax strategy, and business funding to create comprehensive solutions that move your finances forward.
Founded on the belief that everyone deserves access to expert financial guidance delivered with complete transparency, we've helped thousands transform financial stress into financial confidence. Our integrated approach addresses the complete picture of your financial life—because credit, taxes, business finances, and funding don't exist in isolation, and neither should your solutions.
Book Your Free Strategy Session
Your Financial Advocate
Steven Palmieri is a recognized financial consultant, entrepreneur, and credit expert celebrated for delivering comprehensive financial solutions that genuinely change lives. With extensive experience spanning business finance, tax strategy, credit optimization, and entrepreneurial growth, Steven has built his reputation on one fundamental principle: financial expertise means nothing without genuine care for client outcomes.
Steven created an integrated ecosystem designed to address every aspect of financial wellness—from small business CFO-level support and tax planning optimization services to professional bookkeeping, personal and business tax preparation, credit repair services for individuals, business debt settlement and restructuring, and high-level financial strategy for entrepreneurs. Drawing on his deep background in business finance solutions,
Steven empowers clients to improve their credit scores, reduce tax liabilities strategically, and achieve long-term financial stability through innovative financial strategies delivered with unwavering integrity. Whether guiding clients through cash flow analysis for small businesses, implementing consumer credit improvement strategies, or delivering strategic CFO services for entrepreneurs,
Steven consistently demonstrates his dedication to helping others optimize their accounting processes and secure brighter financial futures. Steven didn't build his business just to offer financial services—he built it to change how financial solutions are delivered, creating an experience where clients feel genuinely cared for, completely informed, and consistently protected.
This personal commitment drives everything at Stevens Palmieri, and when you work with our team, you're benefiting from the culture of care, transparency, and excellence Steven has built into every aspect of its operations. Steven's work has transformed thousands of businesses and individuals—because behind every client is a person who finally sleeps peacefully, an entrepreneur who secured funding for their dream, a family that escaped crushing tax debt, or an individual who rebuilt credit they thought was permanently damaged.
Our Core Values
The Principles That Guide Everything We Do
Our values aren't just words—they're the foundation of every decision, every recommendation, and every relationship we build.
Strong
Bulletproof Solutions That Withstand Any Challenge
We don't offer quick fixes. Everything that we do is designed to provide sustainable relief to our clients. When we optimize your tax structure, it delivers benefits for years. When we improve your credit, we build sustainable habits. When we secure funding, we ensure terms that support growth.
- Financial solutions that deliver results even when conditions change
- Robust solutions backed by proven methodologies
- Unwavering commitment to your long-term success
Integrity
Complete Transparency in Every Interaction
You deserve to understand exactly what we're doing, why we're doing it, what it costs, and what realistic outcomes can look like. This commitment to integrity means sometimes having difficult conversations—but this honesty builds the trust that creates lasting success.
- No hidden fees—ever
- No unrealistic promises—if we can't deliver something, we tell you immediately
- No confusing jargon without clear explanations
- Honest timelines that account for real-world complexities
- Recommendations that serve your interests
Innovative
Cutting-Edge Solutions That Accelerate Your Success
We respect time-tested principles while constantly seeking innovative approaches that deliver better, faster results. We invest in advanced technology and forward-thinking strategies. Innovation without expertise is reckless. Expertise without innovation is stagnation. We give you both.
- Financial analysis that identifies hidden opportunities
- Real-time dashboards providing 24/7 financial visibility
- Advanced tax modeling showing exactly how strategies impact outcomes
- Relationships with traditional banks and innovative fintech lenders
- Proprietary credit optimization processes that accelerate credit score improvements
Life-Changing
Transformations That Reshape Your Financial Future
We're here to create fundamental transformations that reshape financial trajectories. Clients who secure funding to turn side hustles into thriving businesses. Individuals who who resolve crushing IRS back tax debt. Entrepreneurs who optimize business structures saving tens of thousands annually.
- Solutions focused on financial transformation, not just maintenance
- Solutions that evolve over time, creating long-term benefit
- Comprehensive approaches that address root causes
- Long-term thinking that considers impacts on your family and future
- Commitment to outcomes that genuinely impact your financial future
How We Work
Your Journey From Financial Stress to Financial Success
We've guided thousands of individuals, entrepreneurs, and businesses from financial uncertainty to financial confidence. Here's exactly how we'll help you move forward:
1
Discovery and Assessment
Understanding Your Complete Financial Picture
We begin with deep discovery—understanding your immediate challenges, complete financial situation, and long-term goals.
Free 30-45 minute strategy session, comprehensive financial review, analysis of credit/tax/business finances, identification of opportunities, clear explanation of potential solutions
2
Strategy Development
Creating Your Integrated Financial Roadmap
Our team collaborates to design a comprehensive strategy where every element works together.
Internal team collaboration, integrated action plan development, timeline creation, and transparent pricing structure
3
Implementation and Execution
We Handle the Heavy Lifting While Keeping You Informed
Our specialists execute your strategy with precision while keeping you informed throughout.
System implementation, third-party communications, financial maintenance, lender connections regular progress updates, coordinated execution
4
Monitoring and Optimization
Continuous Improvement and Long-Term Partnership
We continuously monitor, adjust, and optimize as conditions change.
Regular performance reviews, proactive strategy adjustments, ongoing tax planning, continuous credit monitoring, strategic guidance, annual comprehensive reviews
Why Clients Choose Us
What Makes Steven Palmieri Different
The Integration Advantage
When your accountant, tax strategist, credit specialist, and funding coordinator work together under one roof, extraordinary things happen. Tax planning identifies credit improvement opportunities. Credit optimization enables better funding terms. Improved funding creates growth. Growth triggers advanced tax strategies. Everything compounds.
The Transparency Standard
We've made transparency our competitive advantage. You'll know exactly what we're doing, why, what it costs, and realistic outcomes. When we can't help, we tell you immediately. When timelines slip, you hear proactively. When better options exist, we explain them.
The Care Factor
Technical expertise is common. What's rare is finding financial experts who genuinely care about your outcomes as much as you do. We measure success by the magnitude of positive change we create in your life. These life-changing transformations happen when deep expertise meets genuine care.
How We Help You
Our integrated services address every aspect of your financial wellness. Unlike traditional providers who specialize in one area, our team collaborates across financial disciplines including accounting, tax, funding, and credit repair to deliver more impactful results to you and your small business.
Business Financial Management
Strategic Accounting and CFO-Level Support
From basic bookkeeping to strategic CFO services that guide major decisions.
Monthly bookkeeping
Cash flow forecasting
Financial KPI tracking
Strategic planning
CFO-level advisory
Payroll set-up
Ideal for
Small to mid-size businesses
Startups scaling rapidly
Entrepreneurs needing strategic financial leadership
Tax Strategy and Resolution
Proactive Planning and Aggressive Problem-Solving
Minimize tax obligations through strategic planning while fiercely representing clients facing tax challenges.
Business and personal tax preparation
Year-round strategic tax planning
Entity structure consulting
IRS debt resolution
Offer in Compromise negotiations
Penalty abatement
Audit defense
Multi-state tax management
Ideal for
Businesses minimizing tax burden
Individuals facing tax debt
Entrepreneurs optimizing entity structures
Credit Optimization and Repair
Strategic Credit Building for Individuals and Businesses
Improve credit profiles through comprehensive strategies that address root causes while building sustainable credit health.
Credit report analysis
Dispute resolution
Strategic credit building
Business credit development
Debt-to-income optimization
Credit utilization strategy
Ideal for
Individuals rebuilding credit
Business preparing for funding
Entrepreneurs optimizing credit profile
Business Funding Access
Capital Solutions That Fuel Growth
Help businesses access capital while ensuring terms that support rather than endanger success.
Business lines of credit
Equipment financing
Working capital loans
SBA loan guidance
Commercial Real State financing
Credit optimization for better terms
Financial documentation preparation
Ideal for
Businesses seeking expansion capital
Startup needing initial funding
Entrepreneurs facing funding rejections
Business Debt Management and Restructuring
Strategic Solutions for Overwhelming Obligations
Negotiate favorable outcomes while protecting your interests and maintaining viable operations.
Business debt restructuring
Commercial debt settlement
Creditor negotiation
Payment plan establishment
Alternative exploration
Financial recovery planning
Ideal for
Business facing cashflow challenges
Business overwhelmed by debt
Entrepreneurs needing breathing room
Our team brings together decades of combined experience across credit restoration, tax strategy, legal protection, and business consulting.
Each advisor holds industry certifications and maintains ongoing education in their specialized fields, ensuring you receive guidance grounded in current regulations, proven methodologies, and cutting-edge financial strategies. We speak the language of finance fluently, from credit utilization ratios and debt-to-income calculations to tax code provisions and consumer protection statutes, so we can translate complex financial concepts into clear, actionable strategies for your situation.
Know the team
Our commitment
Ready to Move Your Finances Forward—With Expert Protection Every Step?
Your Financial Momentum Starts With One Conversation
You've carried financial challenges long enough. Let us show you what's possible when expert accounting, strategic tax solutions, and smart funding access work together—all while someone genuinely watches over your interests and protects what you're building.
Your transformation begins with a free strategy session where we'll assess your situation, identify immediate opportunities and risks, and show you a clear path forward. No pressure. No obligation. Just honest expertise and actionable insights.
Book Your Free Strategy Session
The Financial Fixer
Where Strong Financial Strategy Meets Innovative Solutions—Delivered With Integrity to Create Life-Changing Results
For over 15 years, we've stood by businesses and individuals navigating their most critical financial challenges. We're not just consultants—we're your financial partner who genuinely cares about your success, combining deep expertise in accounting, tax strategy, and business funding to create comprehensive solutions that move your finances forward.
Founded on the belief that everyone deserves access to expert financial guidance delivered with complete transparency, we've helped thousands transform financial stress into financial confidence. Our integrated approach addresses the complete picture of your financial life—because credit, taxes, business finances, and funding don't exist in isolation, and neither should your solutions.
Book Your Free Strategy Session
Your Financial Advocate
Steven Palmieri is a recognized financial consultant, entrepreneur, and credit expert celebrated for delivering comprehensive financial solutions that genuinely change lives. With extensive experience spanning business finance, tax strategy, credit optimization, and entrepreneurial growth, Steven has built his reputation on one fundamental principle: financial expertise means nothing without genuine care for client outcomes.
Steven created an integrated ecosystem designed to address every aspect of financial wellness—from small business CFO-level support and tax planning optimization services to professional bookkeeping, personal and business tax preparation, credit repair services for individuals, business debt settlement and restructuring, and high-level financial strategy for entrepreneurs. Drawing on his deep background in business finance solutions,
Steven empowers clients to improve their credit scores, reduce tax liabilities strategically, and achieve long-term financial stability through innovative financial strategies delivered with unwavering integrity. Whether guiding clients through cash flow analysis for small businesses, implementing consumer credit improvement strategies, or delivering strategic CFO services for entrepreneurs,
Steven consistently demonstrates his dedication to helping others optimize their accounting processes and secure brighter financial futures. Steven didn't build his business just to offer financial services—he built it to change how financial solutions are delivered, creating an experience where clients feel genuinely cared for, completely informed, and consistently protected.
This personal commitment drives everything at Stevens Palmieri, and when you work with our team, you're benefiting from the culture of care, transparency, and excellence Steven has built into every aspect of its operations. Steven's work has transformed thousands of businesses and individuals—because behind every client is a person who finally sleeps peacefully, an entrepreneur who secured funding for their dream, a family that escaped crushing tax debt, or an individual who rebuilt credit they thought was permanently damaged.
Our Core Values
The Principles That Guide Everything We Do
Our values aren't just words—they're the foundation of every decision, every recommendation, and every relationship we build.
Strong
Bulletproof Solutions That Withstand Any Challenge
We don't offer quick fixes. Everything that we do is designed to provide sustainable relief to our clients. When we optimize your tax structure, it delivers benefits for years. When we improve your credit, we build sustainable habits. When we secure funding, we ensure terms that support growth.
- Financial solutions that deliver results even when conditions change
- Robust solutions backed by proven methodologies
- Unwavering commitment to your long-term success
Integrity
Complete Transparency in Every Interaction
You deserve to understand exactly what we're doing, why we're doing it, what it costs, and what realistic outcomes can look like. This commitment to integrity means sometimes having difficult conversations—but this honesty builds the trust that creates lasting success.
- No hidden fees—ever
- No unrealistic promises—if we can't deliver something, we tell you immediately
- No confusing jargon without clear explanations
- Honest timelines that account for real-world complexities
- Recommendations that serve your interests
Innovative
Cutting-Edge Solutions That Accelerate Your Success
We respect time-tested principles while constantly seeking innovative approaches that deliver better, faster results. We invest in advanced technology and forward-thinking strategies. Innovation without expertise is reckless. Expertise without innovation is stagnation. We give you both.
- Financial analysis that identifies hidden opportunities
- Real-time dashboards providing 24/7 financial visibility
- Advanced tax modeling showing exactly how strategies impact outcomes
- Relationships with traditional banks and innovative fintech lenders
- Proprietary credit optimization processes that accelerate credit score improvements
Life-Changing
Transformations That Reshape Your Financial Future
We're here to create fundamental transformations that reshape financial trajectories. Clients who secure funding to turn side hustles into thriving businesses. Individuals who who resolve crushing IRS back tax debt. Entrepreneurs who optimize business structures saving tens of thousands annually.
- Solutions focused on financial transformation, not just maintenance
- Solutions that evolve over time, creating long-term benefit
- Comprehensive approaches that address root causes
- Long-term thinking that considers impacts on your family and future
- Commitment to outcomes that genuinely impact your financial future
How We Work
Your Journey From Financial Stress to Financial Success
We've guided thousands of individuals, entrepreneurs, and businesses from financial uncertainty to financial confidence. Here's exactly how we'll help you move forward:
1
Discovery and Assessment
Understanding Your Complete Financial Picture
We begin with deep discovery—understanding your immediate challenges, complete financial situation, and long-term goals.
Free 30-45 minute strategy session, comprehensive financial review, analysis of credit/tax/business finances, identification of opportunities, clear explanation of potential solutions
2
Strategy Development
Creating Your Integrated Financial Roadmap
Our team collaborates to design a comprehensive strategy where every element works together.
Internal team collaboration, integrated action plan development, timeline creation, and transparent pricing structure
3
Implementation and Execution
We Handle the Heavy Lifting While Keeping You Informed
Our specialists execute your strategy with precision while keeping you informed throughout.
System implementation, third-party communications, financial maintenance, lender connections regular progress updates, coordinated execution
4
Monitoring and Optimization
Continuous Improvement and Long-Term Partnership
We continuously monitor, adjust, and optimize as conditions change.
Regular performance reviews, proactive strategy adjustments, ongoing tax planning, continuous credit monitoring, strategic guidance, annual comprehensive reviews
Why Clients Choose Us
What Makes Steven Palmieri Different
The Integration Advantage
When your accountant, tax strategist, credit specialist, and funding coordinator work together under one roof, extraordinary things happen. Tax planning identifies credit improvement opportunities. Credit optimization enables better funding terms. Improved funding creates growth. Growth triggers advanced tax strategies. Everything compounds.
The Transparency Standard
We've made transparency our competitive advantage. You'll know exactly what we're doing, why, what it costs, and realistic outcomes. When we can't help, we tell you immediately. When timelines slip, you hear proactively. When better options exist, we explain them.
The Care Factor
Technical expertise is common. What's rare is finding financial experts who genuinely care about your outcomes as much as you do. We measure success by the magnitude of positive change we create in your life. These life-changing transformations happen when deep expertise meets genuine care.
How We Help You
Our integrated services address every aspect of your financial wellness. Unlike traditional providers who specialize in one area, our team collaborates across financial disciplines including accounting, tax, funding, and credit repair to deliver more impactful results to you and your small business.
Business Financial Management
Strategic Accounting and CFO-Level Support
From basic bookkeeping to strategic CFO services that guide major decisions.
Monthly bookkeeping
Cash flow forecasting
Financial KPI tracking
Strategic planning
CFO-level advisory
Payroll set-up
Ideal for
Small to mid-size businesses
Startups scaling rapidly
Entrepreneurs needing strategic financial leadership
Tax Strategy and Resolution
Proactive Planning and Aggressive Problem-Solving
Minimize tax obligations through strategic planning while fiercely representing clients facing tax challenges.
Business and personal tax preparation
Year-round strategic tax planning
Entity structure consulting
IRS debt resolution
Offer in Compromise negotiations
Penalty abatement
Audit defense
Multi-state tax management
Ideal for
Businesses minimizing tax burden
Individuals facing tax debt
Entrepreneurs optimizing entity structures
Credit Optimization and Repair
Strategic Credit Building for Individuals and Businesses
Improve credit profiles through comprehensive strategies that address root causes while building sustainable credit health.
Credit report analysis
Dispute resolution
Strategic credit building
Business credit development
Debt-to-income optimization
Credit utilization strategy
Ideal for
Individuals rebuilding credit
Business preparing for funding
Entrepreneurs optimizing credit profile
Business Funding Access
Capital Solutions That Fuel Growth
Help businesses access capital while ensuring terms that support rather than endanger success.
Business lines of credit
Equipment financing
Working capital loans
SBA loan guidance
Commercial Real State financing
Credit optimization for better terms
Financial documentation preparation
Ideal for
Businesses seeking expansion capital
Startup needing initial funding
Entrepreneurs facing funding rejections
Business Debt Management and Restructuring
Strategic Solutions for Overwhelming Obligations
Negotiate favorable outcomes while protecting your interests and maintaining viable operations.
Business debt restructuring
Commercial debt settlement
Creditor negotiation
Payment plan establishment
Alternative exploration
Financial recovery planning
Ideal for
Business facing cashflow challenges
Business overwhelmed by debt
Entrepreneurs needing breathing room
Our team brings together decades of combined experience across credit restoration, tax strategy, legal protection, and business consulting.
Each advisor holds industry certifications and maintains ongoing education in their specialized fields, ensuring you receive guidance grounded in current regulations, proven methodologies, and cutting-edge financial strategies. We speak the language of finance fluently, from credit utilization ratios and debt-to-income calculations to tax code provisions and consumer protection statutes, so we can translate complex financial concepts into clear, actionable strategies for your situation.
Know the team
Our commitment
Ready to Move Your Finances Forward—With Expert Protection Every Step?
Your Financial Momentum Starts With One Conversation
You've carried financial challenges long enough. Let us show you what's possible when expert accounting, strategic tax solutions, and smart funding access work together—all while someone genuinely watches over your interests and protects what you're building.
Your transformation begins with a free strategy session where we'll assess your situation, identify immediate opportunities and risks, and show you a clear path forward. No pressure. No obligation. Just honest expertise and actionable insights.
Book Your Free Strategy Session
The Financial Fixer
Where Strong Financial Strategy Meets Innovative Solutions—Delivered With Integrity to Create Life-Changing Results
For over 15 years, we've stood by businesses and individuals navigating their most critical financial challenges. We're not just consultants—we're your financial partner who genuinely cares about your success, combining deep expertise in accounting, tax strategy, and business funding to create comprehensive solutions that move your finances forward.
Founded on the belief that everyone deserves access to expert financial guidance delivered with complete transparency, we've helped thousands transform financial stress into financial confidence. Our integrated approach addresses the complete picture of your financial life—because credit, taxes, business finances, and funding don't exist in isolation, and neither should your solutions.
Book Your Free Strategy Session
Your Financial Advocate
Steven Palmieri is a recognized financial consultant, entrepreneur, and credit expert celebrated for delivering comprehensive financial solutions that genuinely change lives. With extensive experience spanning business finance, tax strategy, credit optimization, and entrepreneurial growth, Steven has built his reputation on one fundamental principle: financial expertise means nothing without genuine care for client outcomes.
Steven created an integrated ecosystem designed to address every aspect of financial wellness—from small business CFO-level support and tax planning optimization services to professional bookkeeping, personal and business tax preparation, credit repair services for individuals, business debt settlement and restructuring, and high-level financial strategy for entrepreneurs. Drawing on his deep background in business finance solutions,
Steven empowers clients to improve their credit scores, reduce tax liabilities strategically, and achieve long-term financial stability through innovative financial strategies delivered with unwavering integrity. Whether guiding clients through cash flow analysis for small businesses, implementing consumer credit improvement strategies, or delivering strategic CFO services for entrepreneurs,
Steven consistently demonstrates his dedication to helping others optimize their accounting processes and secure brighter financial futures. Steven didn't build his business just to offer financial services—he built it to change how financial solutions are delivered, creating an experience where clients feel genuinely cared for, completely informed, and consistently protected.
This personal commitment drives everything at Stevens Palmieri, and when you work with our team, you're benefiting from the culture of care, transparency, and excellence Steven has built into every aspect of its operations. Steven's work has transformed thousands of businesses and individuals—because behind every client is a person who finally sleeps peacefully, an entrepreneur who secured funding for their dream, a family that escaped crushing tax debt, or an individual who rebuilt credit they thought was permanently damaged.
Our Core Values
The Principles That Guide Everything We Do
Our values aren't just words—they're the foundation of every decision, every recommendation, and every relationship we build.
Strong
Bulletproof Solutions That Withstand Any Challenge
We don't offer quick fixes. Everything that we do is designed to provide sustainable relief to our clients. When we optimize your tax structure, it delivers benefits for years. When we improve your credit, we build sustainable habits. When we secure funding, we ensure terms that support growth.
- Financial solutions that deliver results even when conditions change
- Robust solutions backed by proven methodologies
- Unwavering commitment to your long-term success
Integrity
Complete Transparency in Every Interaction
You deserve to understand exactly what we're doing, why we're doing it, what it costs, and what realistic outcomes can look like. This commitment to integrity means sometimes having difficult conversations—but this honesty builds the trust that creates lasting success.
- No hidden fees—ever
- No unrealistic promises—if we can't deliver something, we tell you immediately
- No confusing jargon without clear explanations
- Honest timelines that account for real-world complexities
- Recommendations that serve your interests
Innovative
Cutting-Edge Solutions That Accelerate Your Success
We respect time-tested principles while constantly seeking innovative approaches that deliver better, faster results. We invest in advanced technology and forward-thinking strategies. Innovation without expertise is reckless. Expertise without innovation is stagnation. We give you both.
- Financial analysis that identifies hidden opportunities
- Real-time dashboards providing 24/7 financial visibility
- Advanced tax modeling showing exactly how strategies impact outcomes
- Relationships with traditional banks and innovative fintech lenders
- Proprietary credit optimization processes that accelerate credit score improvements
Life-Changing
Transformations That Reshape Your Financial Future
We're here to create fundamental transformations that reshape financial trajectories. Clients who secure funding to turn side hustles into thriving businesses. Individuals who who resolve crushing IRS back tax debt. Entrepreneurs who optimize business structures saving tens of thousands annually.
- Solutions focused on financial transformation, not just maintenance
- Solutions that evolve over time, creating long-term benefit
- Comprehensive approaches that address root causes
- Long-term thinking that considers impacts on your family and future
- Commitment to outcomes that genuinely impact your financial future
How We Work
Your Journey From Financial Stress to Financial Success
We've guided thousands of individuals, entrepreneurs, and businesses from financial uncertainty to financial confidence. Here's exactly how we'll help you move forward:
1
Discovery and Assessment
Understanding Your Complete Financial Picture
We begin with deep discovery—understanding your immediate challenges, complete financial situation, and long-term goals.
Free 30-45 minute strategy session, comprehensive financial review, analysis of credit/tax/business finances, identification of opportunities, clear explanation of potential solutions
2
Strategy Development
Creating Your Integrated Financial Roadmap
Our team collaborates to design a comprehensive strategy where every element works together.
Internal team collaboration, integrated action plan development, timeline creation, and transparent pricing structure
3
Implementation and Execution
We Handle the Heavy Lifting While Keeping You Informed
Our specialists execute your strategy with precision while keeping you informed throughout.
System implementation, third-party communications, financial maintenance, lender connections regular progress updates, coordinated execution
4
Monitoring and Optimization
Continuous Improvement and Long-Term Partnership
We continuously monitor, adjust, and optimize as conditions change.
Regular performance reviews, proactive strategy adjustments, ongoing tax planning, continuous credit monitoring, strategic guidance, annual comprehensive reviews
Why Clients Choose Us
What Makes Steven Palmieri Different
The Integration Advantage
When your accountant, tax strategist, credit specialist, and funding coordinator work together under one roof, extraordinary things happen. Tax planning identifies credit improvement opportunities. Credit optimization enables better funding terms. Improved funding creates growth. Growth triggers advanced tax strategies. Everything compounds.
The Transparency Standard
We've made transparency our competitive advantage. You'll know exactly what we're doing, why, what it costs, and realistic outcomes. When we can't help, we tell you immediately. When timelines slip, you hear proactively. When better options exist, we explain them.
The Care Factor
Technical expertise is common. What's rare is finding financial experts who genuinely care about your outcomes as much as you do. We measure success by the magnitude of positive change we create in your life. These life-changing transformations happen when deep expertise meets genuine care.
How We Help You
Our integrated services address every aspect of your financial wellness. Unlike traditional providers who specialize in one area, our team collaborates across financial disciplines including accounting, tax, funding, and credit repair to deliver more impactful results to you and your small business.
Business Financial Management
Strategic Accounting and CFO-Level Support
From basic bookkeeping to strategic CFO services that guide major decisions.
Monthly bookkeeping
Cash flow forecasting
Financial KPI tracking
Strategic planning
CFO-level advisory
Payroll set-up
Ideal for
Small to mid-size businesses
Startups scaling rapidly
Entrepreneurs needing strategic financial leadership
Tax Strategy and Resolution
Proactive Planning and Aggressive Problem-Solving
Minimize tax obligations through strategic planning while fiercely representing clients facing tax challenges.
Business and personal tax preparation
Year-round strategic tax planning
Entity structure consulting
IRS debt resolution
Offer in Compromise negotiations
Penalty abatement
Audit defense
Multi-state tax management
Ideal for
Businesses minimizing tax burden
Individuals facing tax debt
Entrepreneurs optimizing entity structures
Credit Optimization and Repair
Strategic Credit Building for Individuals and Businesses
Improve credit profiles through comprehensive strategies that address root causes while building sustainable credit health.
Credit report analysis
Dispute resolution
Strategic credit building
Business credit development
Debt-to-income optimization
Credit utilization strategy
Ideal for
Individuals rebuilding credit
Business preparing for funding
Entrepreneurs optimizing credit profile
Business Funding Access
Capital Solutions That Fuel Growth
Help businesses access capital while ensuring terms that support rather than endanger success.
Business lines of credit
Equipment financing
Working capital loans
SBA loan guidance
Commercial Real State financing
Credit optimization for better terms
Financial documentation preparation
Ideal for
Businesses seeking expansion capital
Startup needing initial funding
Entrepreneurs facing funding rejections
Business Debt Management and Restructuring
Strategic Solutions for Overwhelming Obligations
Negotiate favorable outcomes while protecting your interests and maintaining viable operations.
Business debt restructuring
Commercial debt settlement
Creditor negotiation
Payment plan establishment
Alternative exploration
Financial recovery planning
Ideal for
Business facing cashflow challenges
Business overwhelmed by debt
Entrepreneurs needing breathing room
Our team brings together decades of combined experience across credit restoration, tax strategy, legal protection, and business consulting.
Each advisor holds industry certifications and maintains ongoing education in their specialized fields, ensuring you receive guidance grounded in current regulations, proven methodologies, and cutting-edge financial strategies. We speak the language of finance fluently, from credit utilization ratios and debt-to-income calculations to tax code provisions and consumer protection statutes, so we can translate complex financial concepts into clear, actionable strategies for your situation.
Know the team
Our commitment
Ready to Move Your Finances Forward—With Expert Protection Every Step?
Your Financial Momentum Starts With One Conversation
You've carried financial challenges long enough. Let us show you what's possible when expert accounting, strategic tax solutions, and smart funding access work together—all while someone genuinely watches over your interests and protects what you're building.
Your transformation begins with a free strategy session where we'll assess your situation, identify immediate opportunities and risks, and show you a clear path forward. No pressure. No obligation. Just honest expertise and actionable insights.
Book Your Free Strategy Session
The Financial Fixer
Where Strong Financial Strategy Meets Innovative Solutions—Delivered With Integrity to Create Life-Changing Results
For over 15 years, we've stood by businesses and individuals navigating their most critical financial challenges. We're not just consultants—we're your financial partner who genuinely cares about your success, combining deep expertise in accounting, tax strategy, and business funding to create comprehensive solutions that move your finances forward.
Founded on the belief that everyone deserves access to expert financial guidance delivered with complete transparency, we've helped thousands transform financial stress into financial confidence. Our integrated approach addresses the complete picture of your financial life—because credit, taxes, business finances, and funding don't exist in isolation, and neither should your solutions.
Book Your Free Strategy Session
Your Financial Advocate
Steven Palmieri is a recognized financial consultant, entrepreneur, and credit expert celebrated for delivering comprehensive financial solutions that genuinely change lives. With extensive experience spanning business finance, tax strategy, credit optimization, and entrepreneurial growth, Steven has built his reputation on one fundamental principle: financial expertise means nothing without genuine care for client outcomes.
Steven created an integrated ecosystem designed to address every aspect of financial wellness—from small business CFO-level support and tax planning optimization services to professional bookkeeping, personal and business tax preparation, credit repair services for individuals, business debt settlement and restructuring, and high-level financial strategy for entrepreneurs. Drawing on his deep background in business finance solutions,
Steven empowers clients to improve their credit scores, reduce tax liabilities strategically, and achieve long-term financial stability through innovative financial strategies delivered with unwavering integrity. Whether guiding clients through cash flow analysis for small businesses, implementing consumer credit improvement strategies, or delivering strategic CFO services for entrepreneurs,
Steven consistently demonstrates his dedication to helping others optimize their accounting processes and secure brighter financial futures. Steven didn't build his business just to offer financial services—he built it to change how financial solutions are delivered, creating an experience where clients feel genuinely cared for, completely informed, and consistently protected.
This personal commitment drives everything at Stevens Palmieri, and when you work with our team, you're benefiting from the culture of care, transparency, and excellence Steven has built into every aspect of its operations. Steven's work has transformed thousands of businesses and individuals—because behind every client is a person who finally sleeps peacefully, an entrepreneur who secured funding for their dream, a family that escaped crushing tax debt, or an individual who rebuilt credit they thought was permanently damaged.
Our Core Values
The Principles That Guide Everything We Do
Our values aren't just words—they're the foundation of every decision, every recommendation, and every relationship we build.
Strong
Bulletproof Solutions That Withstand Any Challenge
We don't offer quick fixes. Everything that we do is designed to provide sustainable relief to our clients. When we optimize your tax structure, it delivers benefits for years. When we improve your credit, we build sustainable habits. When we secure funding, we ensure terms that support growth.
- Financial solutions that deliver results even when conditions change
- Robust solutions backed by proven methodologies
- Unwavering commitment to your long-term success
Integrity
Complete Transparency in Every Interaction
You deserve to understand exactly what we're doing, why we're doing it, what it costs, and what realistic outcomes can look like. This commitment to integrity means sometimes having difficult conversations—but this honesty builds the trust that creates lasting success.
- No hidden fees—ever
- No unrealistic promises—if we can't deliver something, we tell you immediately
- No confusing jargon without clear explanations
- Honest timelines that account for real-world complexities
- Recommendations that serve your interests
Innovative
Cutting-Edge Solutions That Accelerate Your Success
We respect time-tested principles while constantly seeking innovative approaches that deliver better, faster results. We invest in advanced technology and forward-thinking strategies. Innovation without expertise is reckless. Expertise without innovation is stagnation. We give you both.
- Financial analysis that identifies hidden opportunities
- Real-time dashboards providing 24/7 financial visibility
- Advanced tax modeling showing exactly how strategies impact outcomes
- Relationships with traditional banks and innovative fintech lenders
- Proprietary credit optimization processes that accelerate credit score improvements
Life-Changing
Transformations That Reshape Your Financial Future
We're here to create fundamental transformations that reshape financial trajectories. Clients who secure funding to turn side hustles into thriving businesses. Individuals who who resolve crushing IRS back tax debt. Entrepreneurs who optimize business structures saving tens of thousands annually.
- Solutions focused on financial transformation, not just maintenance
- Solutions that evolve over time, creating long-term benefit
- Comprehensive approaches that address root causes
- Long-term thinking that considers impacts on your family and future
- Commitment to outcomes that genuinely impact your financial future
How We Work
Your Journey From Financial Stress to Financial Success
We've guided thousands of individuals, entrepreneurs, and businesses from financial uncertainty to financial confidence. Here's exactly how we'll help you move forward:
1
Discovery and Assessment
Understanding Your Complete Financial Picture
We begin with deep discovery—understanding your immediate challenges, complete financial situation, and long-term goals.
Free 30-45 minute strategy session, comprehensive financial review, analysis of credit/tax/business finances, identification of opportunities, clear explanation of potential solutions
2
Strategy Development
Creating Your Integrated Financial Roadmap
Our team collaborates to design a comprehensive strategy where every element works together.
Internal team collaboration, integrated action plan development, timeline creation, and transparent pricing structure
3
Implementation and Execution
We Handle the Heavy Lifting While Keeping You Informed
Our specialists execute your strategy with precision while keeping you informed throughout.
System implementation, third-party communications, financial maintenance, lender connections regular progress updates, coordinated execution
4
Monitoring and Optimization
Continuous Improvement and Long-Term Partnership
We continuously monitor, adjust, and optimize as conditions change.
Regular performance reviews, proactive strategy adjustments, ongoing tax planning, continuous credit monitoring, strategic guidance, annual comprehensive reviews
Why Clients Choose Us
What Makes Steven Palmieri Different
The Integration Advantage
When your accountant, tax strategist, credit specialist, and funding coordinator work together under one roof, extraordinary things happen. Tax planning identifies credit improvement opportunities. Credit optimization enables better funding terms. Improved funding creates growth. Growth triggers advanced tax strategies. Everything compounds.
The Transparency Standard
We've made transparency our competitive advantage. You'll know exactly what we're doing, why, what it costs, and realistic outcomes. When we can't help, we tell you immediately. When timelines slip, you hear proactively. When better options exist, we explain them.
The Care Factor
Technical expertise is common. What's rare is finding financial experts who genuinely care about your outcomes as much as you do. We measure success by the magnitude of positive change we create in your life. These life-changing transformations happen when deep expertise meets genuine care.
How We Help You
Our integrated services address every aspect of your financial wellness. Unlike traditional providers who specialize in one area, our team collaborates across financial disciplines including accounting, tax, funding, and credit repair to deliver more impactful results to you and your small business.
Business Financial Management
Strategic Accounting and CFO-Level Support
From basic bookkeeping to strategic CFO services that guide major decisions.
Monthly bookkeeping
Cash flow forecasting
Financial KPI tracking
Strategic planning
CFO-level advisory
Payroll set-up
Ideal for
Small to mid-size businesses
Startups scaling rapidly
Entrepreneurs needing strategic financial leadership
Tax Strategy and Resolution
Proactive Planning and Aggressive Problem-Solving
Minimize tax obligations through strategic planning while fiercely representing clients facing tax challenges.
Business and personal tax preparation
Year-round strategic tax planning
Entity structure consulting
IRS debt resolution
Offer in Compromise negotiations
Penalty abatement
Audit defense
Multi-state tax management
Ideal for
Businesses minimizing tax burden
Individuals facing tax debt
Entrepreneurs optimizing entity structures
Credit Optimization and Repair
Strategic Credit Building for Individuals and Businesses
Improve credit profiles through comprehensive strategies that address root causes while building sustainable credit health.
Credit report analysis
Dispute resolution
Strategic credit building
Business credit development
Debt-to-income optimization
Credit utilization strategy
Ideal for
Individuals rebuilding credit
Business preparing for funding
Entrepreneurs optimizing credit profile
Business Funding Access
Capital Solutions That Fuel Growth
Help businesses access capital while ensuring terms that support rather than endanger success.
Business lines of credit
Equipment financing
Working capital loans
SBA loan guidance
Commercial Real State financing
Credit optimization for better terms
Financial documentation preparation
Ideal for
Businesses seeking expansion capital
Startup needing initial funding
Entrepreneurs facing funding rejections
Business Debt Management and Restructuring
Strategic Solutions for Overwhelming Obligations
Negotiate favorable outcomes while protecting your interests and maintaining viable operations.
Business debt restructuring
Commercial debt settlement
Creditor negotiation
Payment plan establishment
Alternative exploration
Financial recovery planning
Ideal for
Business facing cashflow challenges
Business overwhelmed by debt
Entrepreneurs needing breathing room
Our team brings together decades of combined experience across credit restoration, tax strategy, legal protection, and business consulting.
Each advisor holds industry certifications and maintains ongoing education in their specialized fields, ensuring you receive guidance grounded in current regulations, proven methodologies, and cutting-edge financial strategies. We speak the language of finance fluently, from credit utilization ratios and debt-to-income calculations to tax code provisions and consumer protection statutes, so we can translate complex financial concepts into clear, actionable strategies for your situation.
Know the team
Our commitment
Ready to Move Your Finances Forward—With Expert Protection Every Step?
Your Financial Momentum Starts With One Conversation
You've carried financial challenges long enough. Let us show you what's possible when expert accounting, strategic tax solutions, and smart funding access work together—all while someone genuinely watches over your interests and protects what you're building.
Your transformation begins with a free strategy session where we'll assess your situation, identify immediate opportunities and risks, and show you a clear path forward. No pressure. No obligation. Just honest expertise and actionable insights.
Book Your Free Strategy Session