Notice code 246 (Default) — We didn’t allow part or all, of the amount claimed as retirement savings contribution credit. The cr…

We didn’t allow part or all, of the amount claimed as retirement savings contribution credit. The credit is not allowed if you are not at least 18 years of age at the end of the Tax Year. The amount claimed on page 2 of your tax return was adjusted because: - our records indicated that you (and/or your spouse if filing joint) were under 18 years of age at the end of the tax year, and/or - we were…

What this notice is saying

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What to do next

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Immediate steps

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What the IRS language says

We didn’t allow part or all, of the amount claimed as retirement savings contribution credit. The credit is not allowed if you are not at least 18 years of age at the end of the Tax Year. The amount claimed on page 2 of your tax return was adjusted because: - our records indicated that you (and/or your spouse if filing joint) were under 18 years of age at the end of the tax year, and/or - we were unable to verify that you (and/or your spouse if filing joint) were at least 18 years of age at the end of the tax year.

What it usually means

246 is in our IR Manual catalog. Official wording is dense — we translate it for business owners and individuals and map realistic next steps.

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