Cash
Know what you can spend
A thirteen week cash view is updated every week, with payroll, tax deposits, and debt service already sitting inside it. When a big invoice slips, you see the effect in days instead of at quarter end.
This is the work on the company side, and it starts only when the numbers underneath can hold.
Your finances as the owner come first, because you sign for every loan. Then we make the books true and put a controller on them so the month closes with figures you can trust. After that the CFO work is cash you can see, a plan for the year, tax planning so you keep more of what you earn, and a funding file that gets a yes. We do this for owners under ten million, on books we have checked ourselves.
Know what you can spend
A thirteen week cash view is updated every week, with payroll, tax deposits, and debt service already sitting inside it. When a big invoice slips, you see the effect in days instead of at quarter end.
A year you can run
A twelve month plan built from your real margins, with tax planning sitting inside it so April is not a surprise. We revisit it each month and change it when the business changes.
Credit that funds the next move
Personal file, then company file, then the application, prepared the way the lender actually wants it. We tell you honestly when the answer will be no, and why.
Your numbers, on your phone
Cash, receivables, payroll cost, and margin by month and by line, built on your QuickBooks Online data and refreshed as the books close. One place to look, and no exports.
Because the first thing a CFO does is read the numbers, and if those numbers are wrong every decision after that is wrong too. Foundation work first makes the CFO work honest.
No. That is who this practice is built for. Most fractional CFOs want a company that already has a controller and a clean close. We work with owners who are still building both, and we bring the controller layer with us.
No. The personal door covers 1040s, credit, and IRS work for individuals. Plenty of owners start there, because the personal file was blocking the company anyway.
Every engagement is quoted in writing after the Foundation Check and a strategy session, because the right shape depends on what the check finds. There is nothing to buy on this site. See Engagements for the three packages we quote.
One or two sentences is enough. We will read it before we talk so the call starts in the right place.