Notice code 745 (Default) — We didn’t allow part or all of the Earned Income Credit (EIC) claimed on page 2 of your tax return. …

We didn’t allow part or all of the Earned Income Credit (EIC) claimed on page 2 of your tax return. The child or children listed on your Schedule EIC, Earned Income Credit, must have a valid Social Security Number issued by the Social Security Administration to qualify for the credit. The Individual Taxpayer Identification Number you provided for your child or children was issued by the Internal…

What this notice is saying

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What to do next

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Immediate steps

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What the IRS language says

We didn’t allow part or all of the Earned Income Credit (EIC) claimed on page 2 of your tax return. The child or children listed on your Schedule EIC, Earned Income Credit, must have a valid Social Security Number issued by the Social Security Administration to qualify for the credit. The Individual Taxpayer Identification Number you provided for your child or children was issued by the Internal Revenue Service and doesn’t qualify you for EIC.

What it usually means

745 is in our IR Manual catalog. Official wording is dense — we translate it for business owners and individuals and map realistic next steps.

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