STEVENPALMIERI

Pick the mess that matches the business you actually run.

You are not browsing a menu of services. You have a file that does not answer the question in front of you.

Something is due. A lender, a partner, a payroll Friday, or the person who signs your return asked for a number and the screen did not have it. These guides are the plain version of that problem, one business at a time. Read the one that sounds like your week. It tells you which dollars are yours, which dollars you are holding for someone else, and what has to be true before anyone recodes the file.

How to use this page

Start with the business, not with the software. QuickBooks is where the mess is stored. It is not the mess. A law firm, a restaurant, and a shop with a truck can all have a bank account that does not match, and the reason is different in each one. The guide you want is the one that names the thing you have been explaining badly to yourself.

Each guide ends with one place to start a free look at a file that looks like that. You do not have to clean the file up before you ask. You do have to know which problem is yours, so the look starts in the right place.

If you hold client money in a trust account

The bank shows one balance. The clients each think a piece of that balance is theirs. If you cannot list those pieces and have them add up to the bank, you do not have a trust reconciliation. That is the law-firm guide.

Trust account and client ledgers

If the lunch rush and the bank deposit disagree

The point-of-sale report is larger than the deposit because fees came out, tips got mixed with sales, or a delivery app paid you on its own schedule. A four-week close is how you compare those weeks fairly. That is the restaurant guide.

Four-week close, tips, and the POS

If you cannot tell which job made money

Materials, labor, and bills went into one pile. Retainage is still owed to you and is not in the bank. Some jobs are billed ahead of the work and some are behind. That is the construction guide.

Job cost, retainage, and billing ahead

If the truck is full of parts the books already expensed

A flat-rate ticket, a maintenance plan paid for the year, and stock on the truck are three different timings. The field app and the books may also both be counting the same payment. That is the guide for HVAC, plumbing, and electrical.

Price book, truck stock, and maintenance plans

If the commission check is not the commission

The deposit is what was left after the split and the fees. Earnest money you are holding is not your income. At year end the agents still need a total of what you paid them. That is the real-estate guide.

Commissions, escrow, and agent totals

If the pharmacy shelf and the wellness plan are distorting the month

A big drug order is not a loss on the day it arrives. A wellness plan paid this month is not all earned this month. The drug log and the purchase record have to tell the same story. That is the veterinary guide.

Inventory, drug log, and wellness plans

If you sell from a shelf, one store or several

The same problem shows up in a single shop and in a company with more than one door. The shelf is an asset until it sells. Sales tax you collected is not sales. A marketplace payout is not the same as the receipt the customer saw. One guide covers both.

Inventory, sales tax, and channel payouts

If summer cash is already spent and January is not here yet

A mower is not mulch. A seasonal contract billed in March is not all earned in March. Crew wages that are not tied to a route cannot tell you which contract worked. That is the landscaping guide.

Seasonal cash, equipment, and routes

If booth rent and commission pay are in the same sales number

Rent from a stylist who brings their own clients is your income. Their tickets are not. A commission stylist's tickets are your sales, and their pay is your cost. Product and service do not share a margin. That is the salon and spa guide.

Booth rent, commission, and retail

If the annual membership hit the bank today

Access you still owe the member is not this month's sales. A chargeback pulls the dues back after you already counted them. Trainers paid as contractors need a clean total at year end. That is the gym guide.

Memberships, chargebacks, and trainer pay

If the amount you billed the insurer is still sitting as money owed

The allowed amount is what you can collect. The rest is a write-off, not a slow payer. Patient payments are a second collection. Refunds have to come back out. That is the medical-practice guide.

Insurance receivables and write-offs

If parts, labor, and core charges landed in one account

The repair order already split them. The books should too. A core charge comes back when the old part goes back. Sublet is someone else's invoice passing through your ticket. That is the auto-repair guide.

Parts, labor, and core charges

If the wedding deposit is sitting in this month's sales

You still have to deliver the event. Vendor bills you pass through are not the same as vendor bills you resell. Rentals of goods often need to be visible apart from the planning fee. That is the event-planner guide.

Deposits and vendor pass-throughs

If the business is not on that list and the file is still a mess

The first step is the same shape even when the industry is not special. Match the bank and the cards before you recode anything else. Do not build a return on a balance that is not real. That guide is the process, not a slogan.

What happens first in a cleanup

Questions owners ask before they send the file

Do I need to know which guide is perfect before I ask for a look?

No. Pick the closest business. The look starts from the bank and the file, and the guide is there so you can see whether the problem you feel is the problem the books actually have.

Are these pages a price list?

No. They describe the mess. They do not quote a fee, a timeline, or a result. A free look is a look at your file, not a promise about what the file will say.

What if I run two of these businesses in one company?

Read both guides. The file still has one bank account, and the two activities still have to be separable inside it. A cafe inside a bookstore is retail and restaurant at the same time. The books have to be able to tell them apart.